Privacy Policy

Introduction

Area Wide Realty ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the site or use our services.

Information We Collect

Personal Information

We may collect personal information that you voluntarily provide to us when you:

• Submit a contact form or loan application
• Request information about our services
• Subscribe to our email communications
• Opt-in to SMS/text message communications
• Communicate with us via email or other channels

Personal information we may collect includes:

• Name and contact information (email address, mailing address)
• Phone number (if you voluntarily provide it)
• Business information (business name, industry, revenue)
• Financial information (for loan applications)
• Any other information you choose to provide

Automatically Collected Information

When you visit our website, we may automatically collect certain information about your device and usage, including:

• IP address and browser type
• Operating system and device information
• Pages visited and time spent on pages
• Referring website addresses

How We Use Your Information

We use the information we collect to:

• Process and respond to your inquiries and loan applications
• Provide, maintain, and improve our services
• Send you marketing communications (with your consent)
• Communicate important updates about our services
• Comply with legal obligations and enforce our policies
• Detect and prevent fraud or security issues

SMS & Text Message Communications

If you opt in to receive SMS or text message communications from Area Wide Realty, the following terms apply:

Consent and Program Description

By providing your mobile phone number and expressly consenting to receive text messages, you agree to receive recurring marketing and promotional SMS/MMS messages from Area Wide Realty, including offers, updates, and information about our financial products and services. These messages may be sent using an automated telephone dialing system (ATDS).

Message Frequency and Costs

Message frequency varies; you may receive up to 4 messages per month. Message and data rates may apply based on your mobile carrier's plan. Please consult your carrier for details.

Opt-Out Instructions

You can opt out of receiving text messages at any time by replying STOP to any message you receive from us. After you send the message "STOP" to us, we will send you a confirmation message to acknowledge your opt-out request.

Help and Support

For assistance or questions about our text messaging program, reply HELP to any message or contact us at michael@theareawiderealty.com.

Consent Not Required for Purchase

Consent to receive text messages is NOT a condition of purchase or use of any of our services. You may still contact us via email, our website contact form, or other methods.

Mobile Opt-In Data Privacy

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Information Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share your information in the following circumstances:

• Service Providers: We may share information with trusted third-party service providers who assist us in operating our website, conducting our business, or servicing you (e.g., payment processors, CRM systems), provided they agree to keep this information confidential.
• Legal Compliance: We may disclose your information when required by law, court order, or government regulation, or to protect our rights, property, or safety.
• Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity.

Important: We do not share mobile opt-in data or SMS consent information with third parties for marketing purposes.

Data Security

We implement appropriate technical and organizational security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Your Privacy Rights

Depending on your location, you may have certain rights regarding your personal information, including:

• The right to access and receive a copy of your personal data
• The right to correct inaccurate or incomplete data
• The right to request deletion of your data
• The right to opt out of marketing communications
• The right to withdraw consent for SMS communications at any time

To exercise any of these rights, please contact us at michael@theareawiderealty.com.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected personal information from a child without parental consent, we will take steps to delete that information.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. Your continued use of our services after any changes constitutes your acceptance of the revised policy.

Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us:

Area Wide Realty
1545 S 61st Ct
Cicero, IL 60804
Email: michael@theareawiderealty.com